If Aryabhatta invented 0 then how do we know that Ravana had 10 heads?

We know that this was spread by few idiots and this was firstly I found on a page run by the peaceful community. Then after, a person with no brain forwarded it widely without having proper knowledge.

Ravana has 10 head, Kauravas were 100 and Sahastrarjun had 1000 arms years before the invention of zero. There was number system in existence much before in all civilizations including India. But there was not zero and it’s applications.

Brahmi lipi was used widely to write Sanskrit slokas in ancient India. If you see number system in the Brahmi lipi. Here it is…

Now, if you want to write 11 in brahmi number you have to write the symbol of ten in ten digit and the symbol of one in unit digit.

Here is the number system and it’s representation in Sarada Lipi. (Zero was added in this because it Sarada Lipi was developed in 3rd century.) Similar for Devanagari script which is popularly used to write Hindi and Sanskrit.

Aryabhatta invented zero that means he thought that some number like zero exists and one can represent Ten as Symbol of one as ten digit and Symbol of zero as unit digit. This was firstly added in Bakhshali Manuscript and then it was added in other Lipis.

Later on, Sridharacharya invented the operations of zero in India in 8th century.He clearly mentioned the properties of Zero.

“If zero is added to any number, the sum is the same number; if zero is subtracted from any number, the number remains unchanged; if zero is multiplied by any number, the product is zero”.

So, the conclusion is the zero was invented later than number system. The number system has existed much before and zero was not part of number system then.

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What is Post Office Monthly Income Scheme ( POMIS )

What is Post Office Monthly Income Scheme?

1. Post Office Monthly Income Scheme

Post office offers POMIS among a host of banking products and services, under the purview of the Finance Ministry. Hence, it is highly reliable. It is a low-risk MIS and generates a steady income. You can invest up to Rs. 4.5 lakhs individually or Rs. 9 lakhs jointly, and the investment period is 5 years. Capital protection is its primary objective.

For instance, if Sharma has invested Rs. 5 lakhs in the post office monthly investment scheme for 5 years. As mentioned above, the interest rate is 7.3%. His monthly income will be Rs. 3250 for that period. Postmaturity, he can withdraw his 5 lakhs, either from any post office or get it to his savings account via Electronic Clearance Service.

2. Features & Benefits of Post Office Monthly Income Scheme

Capital protection: Your money is safe until maturity as this is a government-backed scheme.

Tenure: The lock-in period for Post Office MIS is 5 years. You can withdraw the invested amount when the scheme matures or reinvest it.

Low-risk investment: As a fixed income scheme, the money you invested is not subject to market risks and is quite safe.

Start small: You can start with a nominal initial investment of Rs. 1500. As per your affordability, you can multiply this amount.

Guaranteed returns: You earn income in the form of interest every month. The returns are not inflation-beating, but is higher compared to other fixed income investments like FD.

Tax-efficiency: Though your post office investment doesn’t fall under Section 80C and the income is subject to taxation. On the other hand, it has no TDS either.

Eligibility: Only a resident Indian can open a POMIS account. NRIs cannot enjoy the benefits of this scheme. You can open it in your child’s name too, provided he/she is aged 10 or above.

Payout: You will receive the payout one month from making the first investment, and not the beginning of every month.

Multiple account ownership: You can open more than one account in your name. But the total deposit amount cannot exceed Rs. 4.5 lakhs in all of them together.

Joint account: You can open a joint account with 2 or 3 people. Regardless of who is contributing, it belongs to all account holders equally.

Fund movement: The investor can move the funds to an RD (recurring deposit), …

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Submit Life Certificate By November 30: Steps to get a life certificate

Steps to get a life certificate

Pensioners should submit their life certificate by November 30, 2018 in order to continue receiving their pension, said State Bank of India (SBI), country’s largest lender, on its official Twitter handle- @TheOfficialSBI. The certificate can be submitted either by visiting the branch or by directly submitting it online, from the comfort of home. “The Jeevan Pramaan initiative makes life simpler for pensioners. In just a few clicks, you can submit your Aadhaar based digital life certificate,” the lender said in a series of tweets.

Jeevan Pramaan, an Aadhaar-based digital certificate, was launched by the government on November 10, 2014. With the help of Jeevan Pramaan, the whole process of securing the certificate has been digitalized. Since the entire process is primarily Aadhaar based, digital certificate submitted by the pensioner can be authenticated only when pensioners’ accounts are seeded with their Aadhaar number, noted SBI on its portal- sbi.co.in.

This initiative is in addition to the existing system of physical submission of life certificate by pensioners at the pension disbursing branches or any branch of the bank at his/her convenience. A physical certificate will continue to be accepted from pensioners if preferred by him/her, mentioned SBI.

Steps to get a life certificate

1. The pensioner can visit a nearby CSC center, bank branch or any government office whose details are provided under locate center on Jeevan Pramaan’s official website- jeevanpramaan.gov.in.

2. After visiting the branch, the pensioner can bio-metrically authenticate his/her certificate in real time by giving his/her Aadhaar number and other pension details related to their pension bank account.

3. After successful submission of digital life certificate, pensioner will get an SMS on his/her mobile giving the transaction id.

4. The pensioner will be able to download the computer-generated certificate from jeevanpramaan.gov.in using this transaction id for their records.

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Income Tax Department makes changes in PAN application form

The Income Tax Department on Tuesday announced certain changes to the application form for PAN or Permanent Account Number. The Central Board of Direct Taxes (CBDT), the apex policymaking body of the Income Tax Department, amended the income tax rules and said that quoting of father’s name in Permanent Account Number (PAN) application forms would not be mandatory in certain cases, according to news agency Press Trust of India. Quoting of a PAN, which is an identification number assigned to income tax assessees in the country, is required for financial transactions such as the opening of a bank account and filing of income tax returns (ITR). The amended rules provide that furnishing of father’s name will not be mandatory for a person whose mother is a single parent. The new rules will become applicable from December 5, the agency reported citing a CBDT notification.

Here are five things to know about the changes made to the PAN application form by the Income Tax Department:

1. The Income Tax Department said that the application forms from December 5 would give an option to the applicant as to whether the mother is a single parent and the applicant wishes to furnish the name of the mother only.

2. The tax department had received several representations seeking relaxation in the rules regarding the father’s name in the PAN application.

3. The amended rules would give relief to the applicants whose mother is a single parent and, hence, they want to get their mother’s name printed on PAN cards instead of the estranged or deceased father.

4. At present, the furnishing of father’s name is mandatory for the allotment of PAN.

5. Besides this, the IT rules for specifying the timeline for making an application for allotment of PAN by certain persons and issuance of PAN has also been amended. The application has to be filed on or before May 31 of the assessment year for which such income is assessable.…

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5 Simple Ways To Spot Fake Gold – 5 Different Ways

Spot Fake Gold:

Collectors of gold know that this precious metal has unique properties that can be identified through careful examination. You can learn to identify genuine gold and avoid being misled through devious practices. Protect your assets and be certain that the gold you buy matches the published claim.

How to Test Gold Jewelry / Spot Fake gold

Jewelers make an impression in each gold piece of jewelry designed and crafted from genuine molten gold bullion. On necklaces and bracelets, this stamp is on, or near, the clasp. Rings have a stamp somewhere on the inside surface. A jeweler’s loupe is sometimes required to see the tiny stamp placed on fine gold jewelry. The jewelry stamp will include the karat, also called the purity, of the piece, such as 14K or 24K. Close to this stamp is the manufacturer’s stamp, which further clarifies genuine gold jewelry.

You might have an older piece of jewelry that does not have a jewelry mark, which could make you wonder if the piece is counterfeit. You will want to conduct additional tests on the piece.

The Acid Test to spot fake gold

All precious metals can be tested through the use of an acid test that will only harm fake materials. Genuine gold will stand up to your attempt to conduct a nitric acid test at home. Make a tiny mark on the piece of gold to penetrate the surface. Drop a small amount of liquid nitric acid on that scratch and wait for a chemical reaction. Fake gold will immediately turn green where the acid is. Gold-over-sterling silver will become milky in appearance. Gold will not react to the nitric acid. The desired result is a clear drop of liquid that does not change color.

The Magnet Test to spot fake gold

Genuine gold will not attract a magnet. The magnetic test is the most convenient and portable test for genuine gold, since the magnet can be carried around in your pocket. Imitation gold and other alloys will attract the magnet. Coins can appear to be gold, when in fact the surface is simply gold in appearance. The magnet would reveal the underlying metal.

Using the Float Test to spot fake gold

A cup of water is all you need for another important test. Any size piece of genuine gold will immediately sink to the bottom of any liquid. Imitation gold floats …

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Zero Balance Savings Account From Top Indian Banks: A Comparison

A Zero Balance Savings Account, also known as a basic savings bank deposit (BSBD) account does not obligate the customer to hold a minimum running balance every month as prescribed by the bank. These also come with debit/ATM card and net banking facilities.

If you are looking at options to open such an account, here is a comparison on features of 4 leading public and private banks that provide their customers with BSBD account facility.

State Bank of India (SBI)

A BSBD account can be opened at an SBI branch as a single or joint account holder. A basic RuPay Debit/ATM card will be provided as a part of the banking facilities, free of charge. Receiving an amount through electronic internet transfer, depositing cheques issued by the central/state government, reactivation of inoperative accounts and closure of accounts is free of charge.

Interest earned on these accounts will be the same as a regular savings account, that is 3.5 percent per annum for deposits up to Rs 1 crore.


An HDFC Bank BSBD account comes with a free Rupay debit/ATM card and passbook facility. Cash and cheque deposit facility at the bank’s branches and ATM are also not charged with a free.

However, the withdraw facility through ATM/RTGS/NEFT/clearing/branch cash withdrawal/ transfer/ internet debits/ standing instructions/EMI are only free up to four transactions.

An interest at the rate of 3.5 percent per annum will be provided on account balances below Rs 50 lakh. Balances above Rs 50 lakh will receive a 4 percent interest.


ICICI Bank offers zero balance savings account with free passbook, Rupay card, and internet banking facilities. A cheque book will also be provided for free.

The daily card withdrawal or spending limits on its card is Rs 10,000.

An interest at the rate of 3.5 percent per annum will be provided on account balances below Rs 50 lakh. Balances above Rs 50 lakh will receive 4 percent interest.

Punjab National Bank

A zero balance savings account holder at Punjab National Bank (PNB) gets a cheque book with 20 leaves per year, after which normal cheque book charges are applicable. A debit/ATM card facility will also be provided, free of charge, however, only four withdrawals per month in including ATM withdrawals are allowed. The bank also deducts annual maintenance charges on the card, as applicable. No charges will be applied on reactivation of inoperative accounts.…

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SBI account holders, transfer money online without adding beneficiary


SBI ‘Quick Transfer’: For all money transfers via internet banking, generally we have to first register the beneficiary. State Bank of India (SBI) customers can do this without adding the beneficiary. However, there is a limit of Rs 25,000. SBI had introduced ‘Quick Transfer’ facility a few months ago. “Simplify life with the #QuickTransfer service that doesn’t require you to add a beneficiary to #TransferFunds up to ₹25000/- per day (₹10000/- per transaction). Download the SBI Anywhere Personal app and avail of the benefit along with many more,” the bank had tweeted in July this year.

As per the official website of India’s largest public lender, you can transfer funds without beneficiary registration through the Quick Transfer facility. “By using the ‘Quick Transfer’ facility, you can send small value of remittances up to Rs 10,000/day to a third party without registration of beneficiary.”

How to use Quick Transfer

– Login to OnlineSBI
-Go to ‘Payments/Transfers’ tab
-Click on ‘Quick Transfer’ link

What HDFC, ICICI, Axis, PNB, BoB offer

‘Quick Transfer’ facility is not provided by HDFC Bank, ICICI Bank, Axis Bank, Punjab National Bank and Bank of Baroda. However, you can send money immediately through IMPS after registering the beneficiary on the bank’s website.

IMPS helps send instant credit to the beneficiary 24×7 and throughout the year including Sundays and bank holidays. You can send and receive funds with just the mobile number and Mobile Money Identification Number (MMID).

The MMID is basically a seven digit number. Of this, the first four digits are the unique identification number of the bank offering IMPS.

MMID can be generated through mobile banking, net banking or phone banking. To send money through IMPS, first login to netbanking and click on on “funds transfer” tab. Then click on IMPS Funds transfer using Mobile number , enter details and confirm the transaction.

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What Is Rafale Deal Controversy?

Rafale Deal Controversy

India and France signed a deal for buying 36 Rafale fighters on September 23, 2016. In April 2015, Prime Minister Narendra Modi had announced that India will buy 36 French-manufactured Rafale fighter jets off-the-shelf from Dassault, the French aircraft builder, and integrator. The Rafale was chosen in 2012 over rival offers from the United States, Europe and Russia. The step was needed to upgrade India’s ageing fleet. The original plan was that India would buy 18 off-the-shelf jets from France’s Dassault Aviation, with 108 others being assembled in India by the state-run Hindustan Aeronautics Limited or HAL in Bengaluru.

The Modi-led BJP government, however, rowed back from the commitment of the last UPA government to buy 126 Rafales, saying the twin-engined planes would be too expensive and the deal fell through after nearly decade-long negotiations between India and France. There were a lot of hiccups over costs of the aircraft. However, faced with the dipping number of fighters and a pressing need to upgrade the Indian Air Force, Prime Minister Narendra Modi intervened and decided to buy 36 “ready-to-fly” fighters instead of trying to acquire technology from Dassault and make it in India.

Soon after the deal was declared, the Congress accused the ruling BJP of non-transparency in the multi-billion dollar deal and called it “one of the biggest failures” of the ‘Make-in-India’ programme.

In January 2016, India confirmed an order of 36 Rafale jets in defence deal with France and under this deal, Dassault and its main partners – engine-maker Safran and electronic systems-maker Thales – will share some technology with DRDO (Defence Research and Development Organisation) and some private sector companies and HAL under the offsets clause.

The twin-engine Rafale combat jet is designed from the beginning as a multi-role fighter for air-to-air and air-to-ground attack is nuclear-capable and its on-board Electronic Warfare (EW) systems can also perform reconnaissance and radar jamming roles.

Rafale deal: Prime Minister Narendra Modi with French president Francois Hollande during an official dinner in Paris. Photo Credit: AFP

Nearly one- and-half years after Prime Minister Narendra Modi announced the proposal during a visit to Paris, finally in September 2016, India signed an inter-governmental agreement with France, dubbed as “Rafale deal”, in which India will pay about Rs. 58,000 crore or 7.8 billion Euros for 36 off-the-shelf Dassault Rafale twin-engine fighters. About 15 per cent of this cost is being paid …

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PUBG Mobile UPDATE TIME: Sanhok Release – 0.8 Patch Notes iOS, Android


On PUBG Mobiles Discord group, a Tencent developer reiterated the earlier message that the games new update would be a staggered release starting September 12 (that’s today!) between 00:00 and 08:00 UTC.

This means that some players might not be able to jump into all the excellent RIGHT NOW. Invariably there will be the odd question on Reddit such as:

“I don’t have the download yet? When’s Sanhok coming out/ how do I download it?”

The answer is pretty much, when it’s ready, which judging from comments by the dev team, should be, at the very latest, 9 am BST on September 12.

Stay tuned for updates…
ORIGINAL STORY – PUBG Mobile is back online and Sanhok is here. The new map has been shown off along with the new 0.8.0 Patch Notes after eight hours of server maintenance overnight.The games latest trailer can be viewed below. And in keeping with the small map, Tencent has kept the video’s description brief, telling fans:

“Welcome to Sanhok! Enjoy the battle royale in this 4KM* 4KM jungle map.”

Short and sweet.

Want to know when it launches? Unfortunately, it’s not today, despite the small bit of confusion in the original messaging. It’s actually rolling out tomorrow, September 12.

Luckily, Tencent’s Community Team have given an update on the release, telling fans:

TENCENTWelcome to Sanhok
“You will be able to get the update on September 12 between 00:00 and 08:00 UTC,” the developers told fans on Reddit.”For now, we are still making sure that the update is good to roll out globally hence the Phillippines and the UK first before we open up the floodgates.“As for the separate map download – once you update the game, you will still have to initiate in-game download of the map itself. This is because we did quite a bit of optimization on not only Sanhok but all 3 maps – and hence heftier download within the game. But we hope that end result will be to your benefit!

“Thank you so much for your patience so far. We can’t wait to hear your feedback once you get your hands on the 0.8.0.”

Whislt we wait, keep reading further down for those all-important Patch Notes.

PUBG MOBILE 0.8.0 Patch Notes

New MapSanhok

Sanhok can be downloaded independently, so enter the game and get it right away to join your friends in

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Government-run Airports to offer Tea, Snacks at Affordable Rates

The Airport Authority of India (AAI) said that airports to offer tea, snacks at affordable rates at some counters in government-run airports in the country.

The counters have already started offering a few beverages and packaged drinking water at affordable prices for the passengers benefit, said an AAI official.
The move comes after purposeful complaints by passengers about the sky-high rates charged for food and beverages at the terminals of the airports.


The issue has also been raised by MPs in Parliament time and again.

In March this year, senior Congress leader P Chidambaram had taken to Twitter to vent his ire over the high price of a cup of tea at the Chennai airport, which he declined to have.

The AAI official said the counters will be available in more than 90 airports across the country, barring the big ones such as New Delhi, Mumbai, and Bengaluru which are operated by private players.


These days, air travel hasn’t remained confined to the elite only. People from all segments of the society are travelling by air, especially after the UDAN scheme was launched, but have limited options when paying a premium for tea and snacks at the airport. The counters will bring a relief to them.

– PTI quoted the AAI official

Passenger traffic in Indian skies has witnessed an exponential growth over the last three to four years, growing at a rate of 20-25 percent.

According to a Directorate General of Civil Aviation (DGCA) report, domestic carriers carried 11.6 million passengers in July, up by 21 percent compared with the same month last year.

A communication was sent to the airport directors last month for separate counters. Tenders would be floated soon to have a master concessionaire to provide food at affordable price, the official said.

As per the communication, the company running the food courts have been asked to run a separate counter where selected items can be offered at reasonable rates.…

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