Financial Quotes You Need To Know And Memorize

When it comes to finances, there are countless things that we can learn. It is really important that we keep teaching ourselves new strategies and that we get better and better at everything related to money. Unfortunately, financial education is not something that is properly taught, even when it is a subject in school. Real-life is different and you need to always educate yourself. 

People often throw quotes around and say they will change the lives of others. The problem is that these quotes are not explained. While free interpretation is definitely something that has to be encouraged, let’s take a look at some financial quotes and explain them in a proper way. Memorize them to maybe change your life. 

Best Financial Quotes

“Rich people have small TVs and big libraries, and poor people have small libraries and big TVs.” – Zig Ziglar

“Money is a terrible master but an excellent servant.” — P.T. Barnum

When you look at the lives of really rich people, especially those that made it alone in life, you tend to look just at the very expensive things they have. This makes you miss very important things. Smart people invest in education and knowledge. Those that are not properly educated tend to praise material things. Always try to educate yourself and learn all that you can. 

“Every time you borrow money, you’re robbing your future self.” – Nathan Morris

“Money, like emotions, is something you must control to keep your life on the right track.” — Natasha Munson

The fact that you can get a loan can be very beneficial for you. However, this is something that you should only consider in the event that it is going to help you in the future. It is very difficult to grow when you live off of loaned money. It is always much more important to start saving so when something bad happens, you have the money you need to get out of the tight jam. 

“Time is more valuable than money. You can get more money, but you cannot get more time.” – Jim Rohn

“The single biggest difference between financial success and financial failure is how well you manage your money. It’s simple: to master money, you must manage money.” — T. Harv Eker

This is something that successful people know and others do not properly understand. It is really important to do as much as you can in the time that you have available as opposed to trying to rely solely on money-generating tactics. When you use your time in an effective way, you make more money. The opposite does not apply. 

“Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” – Ayn Rand

“Rule No. 1 is never lose money. Rule No. 2 is never forget Rule No. 1.” — Warren Buffett

There are countless tools that we use every single day. Some of them help us get more money, which in itself is a tool. You can use money in many different ways and you are in charge when it comes to making choices. For instance, Skrill verification helps you to speed up the process for your clients so you can get payments faster and make more money. You pay something in the beginning but you use your money to generate more money. 

“A budget is telling your money where to go instead of wondering where it went.” – Dave Ramsey

“Without investment mentality, your financial freedom will never become a reality.”

Living without a budget is one of the most common mistakes people make these days. When you do not have one, you never know where your money goes. When you have one, you better control everything and you can save money as you quickly figure out where the money is lost. 

“Money can’t buy happiness, but it will certainly get you a better class of memories.” – Ronald Reagan

“Financial freedom is a mental, emotional and educational process.”

The fact that money does not buy happiness is an excuse many uses these days. In reality, money is important for every person that wants to be happy. It is just that amounts vary from individual to the next. 

“Beware of little expenses. A small leak will sink a great ship.” – Benjamin Franklin

“A good financial plan is a road map that shows us exactly how the choices we make today will affect our future.” — Alexa Von Tobel

Most of us spend money on cheap things without realizing the fact that this can lead to us being financially ruined in the long run. Small expenses can easily lead to a small fortune being lost. Franklin knew it. 

“Opportunity is missed by most people because it is dressed in overalls and looks like work.” – Thomas Edison

“You become financially free when your passive income exceeds your expenses.” — T. Harv Eker

If we want to make money and be financially stable, we need to work. If you try to do different things and you avoid working hard, it is impossible to succeed, no matter what your goals are. 

“Formal education will make you a living; self-education will make you a fortune.” – Jim Rohn

“Financial struggle is often the direct result of people working all their lives for someone else.”

Going to college and getting your master does not mean that you will be very successful in life. However, self-education is vital if this is what you want in life. 

“You must gain control over your money or the lack of it will forever control you.” – Dave Ramsey

“The number one problem in today’s generation and the economy is the lack of financial literacy.” — Alan Greenspan

Controlling your finances automatically means controlling your life. It is very important to do focus on this in life or the lack of money will lead to many bad choices. 

“Financial freedom is available to those who learn about it and work for it.” — Robert Kiyosaki

“A man who pays his bills on time is soon forgotten.” — Oscar Wilde

“Being rich is having money; being wealthy is having time.” — Margaret Bonanno

“We were not taught financial literacy in school. It takes a lot of work and time to change your thinking and to become financially literate.” — Robert Kiyosaki

“Opportunities come infrequently. When it rains gold, put out the bucket, not the thimble.” — Warren Buffett

“Capital is that part of wealth which is devoted to obtaining further wealth.” — Alfred Marshall

“The most difficult thing is the decision to act, the rest is merely tenacity.” — Amelia Earhart

“In this world, nothing can be said to be certain, except death and taxes.” — Benjamin Franklin

“Price is what you pay. Value is what you get.”

“I believe that through knowledge and discipline, financial peace is possible for all of us.” — Dave Ramsey

“The real measure of your wealth is how much you’d be worth if you lost all your money.”

“A wise person should have money in their head, but not in their heart.” — Jonathan Swift

“If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.” — Edmund Burke

“Never spend your money before you have earned it.” — Thomas Jefferson

“If money is not God, it is no less in a materialistic society.”

“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.”

“Many folks think they aren’t good at earning money when what they don’t know is how to use it.” — Frank A. Clark

“People with low financial literacy standards are often unable to take their ideas and create assets out of them.” — Robert Kiyosaki

“In economic matters, keeping your emotions silent is the most sensible thing to do.”

“An investment in knowledge pays the best interest.” — Benjamin Franklin

“One of the things that determine your financial reality is how your response to financial opportunities.”

“Someone’s sitting in the shade today because someone planted a tree a long time ago.” — Warren Buffett

“Discipline acts as a panacea in terms of finance.”

“How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.” — Robert G. Allen

“Wealth is the ability to fully experience life.” — Henry David Thoreau

“If you don’t find a way to make money while you sleep, you will work until you die.” — Warren Buffett

“The only difference between a rich person and a poor person is how they use their time.” — Robert Kiyosaki

“A bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain.” — Robert Frost

“When you understand that your self-worth is not determined by your net-worth, then you’ll have financial freedom.” — Suze Orman

“The individual investor should act consistently as an investor and not as a speculator.” — Ben Graham

“Don’t buy luxuries until you’ve built the assets to afford them.” — Robert Kiyosaki

“You either master money or, on some level, money masters you.” — Tony Robbins

“Too many people spend money they earned…to buy things they don’t want…to impress people that they don’t like.”

“If you would be wealthy, think of saving as well as getting.” — Benjamin Franklin

“It is not the man who has too little, but the man who craves more, that is poor.” — Seneca

“The best thing money can buy is financial freedom.” — Rob Berger

“A simple fact that is hard to learn is that the time to save money is when you have some.” — Joe Moore

“You do pay a price for your financial freedom, but it is far lesser than what you pay for a lifetime slavery.” — Manoj Arora

“Do not save what is left after spending, but spend what is left after saving.”

“Working because you want to, not because you have to, is financial freedom.” — Tony Robbins

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