Tips and Tricks for International Business Travel 

In our day and age, businesses are no longer constricted by borders or language barriers. We have created a truly globalized and inter-connected society that thrives on the expansion of knowledge, technology, and communication. Now more than ever, businesses are expanding abroad and forming important partnerships overseas. Whether it is your first time conducting an international business trip or you simply want to make a great impression, here are our best tips and tricks to do so. 

Pack Efficiently

In order to ensure smooth travel, you should have all of your essential items with you. A great way to make sure that you haven’t forgotten anything is by making a comprehensive checklist. This should include items like your travel documents, itinerary, laptop, chargers, business cards, and cash in the local currency. 

We recommend trying to pack lightly, especially if the business trip is for a short period of time. If you only carry hand-luggage, you will be able to get through airport security much faster. However, if you do check in a suitcase make sure to carry any essential items in your hand luggage in case of an emergency. 

Navigate Like a Professional

Before setting off on your business trip, make sure you do your research so that you can navigate like a professional. Don’t forget to set your watch to the local time zone and to check the weather before you depart. You want to make sure you pack appropriately. 

If you have a layover make use of the airport lounges, this is a great place to relax and prep for your business meetings. Make sure your passport is far from its expiry date and that you have all of the necessary visas. Many countries will demand that you have at least six months of validity on your passport before you enter the territory. 

Take Care of Your Health

Taking care of your health whilst you are traveling is extremely important, especially given the current climate and the coronavirus pandemic. Make sure you have international travel insurance so that you are covered in case of an emergency. 

Another important thing to remember on your trip is to bring any prescription medicine that you may need. If you suffer from allergies make sure you know how to say this in the local language.  

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10 Financial Quotes You Need To Know And Memorize

When it comes to finances, there are countless things that we can learn. It is really important that we keep teaching ourselves new strategies and that we get better and better at everything related to money. Unfortunately, financial education is not something that is properly taught, even when it is a subject in school. Real-life is different and you need to always educate yourself.

People often throw quotes around and say they will change the lives of others. The problem is that these quotes are not explained. While free interpretation is definitely something that has to be encouraged, let’s take a look at some financial quotes and explain them in a proper way. Memorize them to maybe change your life.

“Rich people have small TVs and big libraries, and poor people have small libraries and big TVs.” – Zig Ziglar

When you look at the lives of really rich people, especially those that made it alone in life, you tend to look just at the very expensive things they have. This makes you miss very important things. Smart people invest in education and knowledge. Those that are not properly educated tend to praise material things. Always try to educate yourself and learn all that you can.

“Every time you borrow money, you’re robbing your future self.” – Nathan Morris

The fact that you can get a loan can be very beneficial for you. However, this is something that you should only consider in the event that it is going to help you in the future. It is very difficult to grow when you live off of loaned money. It is always much more important to start saving so when something bad happens, you have the money you need to get out of the tight jam.

“Time is more valuable than money. You can get more money, but you cannot get more time.” – Jim Rohn

This is something that successful people know and others do not properly understand. It is really important to do as much as you can in the time that you have available as opposed to trying to rely solely on money-generating tactics. When you use your time in an effective way, you make more money. The opposite does not apply.

“Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” – Ayn Rand

There are …

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Cleaning House: Getting Your Finances in Order

Not everyone is good with their finances. In fact, over 70 percent of the workforce lives paycheck to paycheck, just getting by, literally by the seat of their pants. In many cases, income is not the problem, it’s their poor spending habits. If you want to break free of the vicious cycle there’s no better time than now to get your finances in order.

get your finances in order

Change Your Spending Habits

In order to get your finances in order and in good standing, you must put an end to unnecessary purchases. There’s a difference between needs and wants. You need gas in the tank to get to work, whereas what you want a hot Ruben for lunch at the deli. Drastically reducing these types of purchases will free up a large sum of money each month. Instead of eating lunch out, buying coffee on the way to work and eating out two times a week, do it once a month as a reward. These added expenses can sap your account and make it impossible to pay your bills on time. As a result, you may need to borrow money. Unfortunately, traditional banks only lend to consumers with good credit. However, there are other lenders willing to provide installment loans to those with poor credit.

Stop Adding Debt to Credit Cards

Credit cards only work for you if you use them correctly. There are cards that offer perks such as free airline miles, cash-back on purchases and discounts for the amount you spend. However, if you continue to accumulate debt and max out your cards you’ll defeat their purpose.

Instead, you’ll end up paying interest on everything you buy. This means it can end up costing you two or even three times more than the original price. Unless you’re able to pay the bill in full each month, don’t use them.

Using Cash

Learning to live on cash is an eye-opener as to how much things actually cost. Give yourself a weekly allowance and stick to it. When you run out of money, you have to wait until the next week to get more. After just a few weeks you’ll start to appreciate your money and begin to change your spending habits.

A Household Budget

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Stock Market Quotes To Make You A Better Investor

The people who have excelled in their life but have failed many times miserably as well. Life doesn’t stop at failures because it has always been something beyond it. Failures always make an individual chase their goals. There is hardly any moment in life when you sit and relax because everyone in the world is greedy. Greedy always makes you running behind something or the other.

Have there been times in your life when you have invested in stocks and failed because the market didn’t move as per your expectations?

Be it sports, academics or stocks, if things are not working as per your plans then you need not think that you are not good at it. Time is sometimes partial, it may or may not be on your side. It happens that people who know lesser than you or who are not good at a certain thing like you are may win. This doesn’t mean that life is over or life will always treat you like this.

These Stock Market Quotes will just accelerate your confidence in the stock market. Sometimes all you need is hope and confidence. If you are thinking to try your hand in the stock market, then you should go through the following Stock Market Quotes to give a good kick to your start.

Stock Market Quotes

“We don’t have to be smarter than the rest. We have to be more disciplined than the rest.”

“The stock market is filled with individuals who know the price of everything, but the value of nothing.”  ― Phillip Fisher

“Every once in a while, the market does something so stupid it takes your breath away.”  ― Jim Cramer

“Always do a post-analysis of your stock market trades so that you can learn from your successes and mistakes.”

“if you are persistent you will get it. if you are consistent you will keep it.”

“In investing, what is comfortable is rarely profitable.”  ― Robert Arnott

“if you don’t study any companies, you have the same success buying stocks as you do in a poker game if you bet without looking at your cards.”  ― Peter Lynch

“Stock Market bubbles don’t grow out of thin air. They have a solid basis in reality, but reality as distorted by a misconception.”  ― George Soros

“Learn every day, but especially from the experiences of others. it’s cheaper!”  ― John Bogle


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7 Things You Should Know Before Buying a Tote Bag for the First Time

Tote bags have something for everyone – whether you are a sporting adult, a mother carrying around groceries or a student lugging journals and books. Tote bags are not only useful but also versatile, flexible, durable, and reusable. Moreover, they are used as an excellent giveaway for promotions. From polyester to cotton and small to jumbo, you are going to find your tote-mate.

With such a huge variety, how are you going to find the right tote bag? Is there anything that you should know before purchasing it? Let’s find out by reading below.

Pick your material

The material you choose will often shape up your use for a tote bag. Thus, settling on the choice that perfectly fits your purpose of using a tote bag is important. With several options to choose from, every material has a different quality and set of characteristics, with some being more durable and others more budget-friendly. They also differ in weight and durability. For those wanting a durable bag, cotton or canvas will be an appropriate choice. While those who want to go lightweight should opt for PVC or polyurethane.

Some of the common materials used for making a tote bag include canvas, cotton, jute, nylon, polyester, polypropylene, polyurethane, and PVC.

Synthetic vs. Natural

Again, this choice will translate into your choice of convenience over the environment. Both these fabrics have their advantages and disadvantages. A synthetically made tote bag is easy to maintain whereas naturally made tote bags are environmentally friendly.

How strong is a tote bag?

While handbags go through wear and tear usually after few years, tote bags are solid, and ideal for carrying around whatever you need. These bags stand the test of the time and are meant to be long-lasting. Thus, whether you stuff your bag with a bulk of cans or haul sand toys and towels to the beach, a tote bag will carry it all for you. A good quality tote bag is impervious to tearing and sufficiently able to hold cinder blocks without breaking apart.

A variety of colors

Be mindful of the color of your tote that you are going to buy. They come not only in different shapes and sizes but also in various colors. While totes are versatile and eligible to be called a fashion statement, they could be a miss if you have not aligned it well with your …

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What Is Asset Tracking and Why Do You Need It?


If you are working in almost any type of business, chances are you’ve heard of asset tracking. However, you might not be sure what it means exactly and why would you need it in your business. The truth is, if you are not investing in proper asset tracking you might end up losing money and time. The amount of assets that you come in contact with in your daily work is surely pretty high. Everything from equipment, tools, machines, to office objects like laptops, monitors, desks, chairs, etc. However, the bigger the assets are the more you need to protect them. This is the case with vehicles, fleets, dumpsters, etc.

Now, if you’re looking into the vehicles only you use and come in contact with, you might know where they are at the moment and the shape they are in. But, if you think on a scale of the whole fleet and all the people working there coming in contact with all the different assets that the company owns, you surely must get freaked out. Very often these types of  assets are transporting products to different locations, and it is not unknown to lose track of them in the process. That is where asset tracking comes in.

What is asset tracking?

Tracking your assets in the simplest way explained. If you want a more thorough definition, asset tracking is the process one uses to take document all the physical assets of the company. Usually, this is done by a centralized platform that displays data like the location of the asset, the owner, maintenance history, etc. And this is done for all of the assets of the company and it is tracked in real-time which is very helpful. Through asset tracking companies not only will know where their assets are at all times, but they will also be able to schedule maintenance or preventative maintenance.

What assets can you track?

You can track basically any valuable asset that your company owns. Usually among the tracked assets are things like office furniture, computers, IT equipment, manufacturing equipment, software licenses, printers and copiers, carpets, HVAC equipment, safety equipment, vehicles, dumpsters, fleets, etc. .

Why do you need asset tracking?

(1) Better accountability and loss prevention— this one is pretty obvious. If you are not tracking your assets you can experience vast losses and cost increases. Moreover, tracking the assets also influences employees …

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